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Florida Sinkhole Lawyer & Florida Sinkhole Insurance Claim. 
I buy unrepaired sinkhole homes. Do you need a sinkhole lawyer?
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Is Your Florida Sinkhole House For Sale? Information about sinkhole homes.
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Sinkhole Lawyer
S.M. David Stamps, III P.A. Attorney (813) 258-0696
www.stampslawgroup.com

Rental homes Pasco County and Hernando County Florida
Homes for rent in Pasco and Hernando County Florida 813 421-2158   Florida Affordable Rentals
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Affordable sinkhole repair. Call for a free repair estimate.
(813) 333-5263

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Can Hiring a Sinkhole Lawyer Help You Settle Your Sinkhole Claim?

If you are a homeowner who has noticed some strange cracking in the wall, floors, or ceilings then you have either called your insurance agent about the damage, or you have found this website in hopes of finding information that will assist you with the proper course of action. ( lawyer )

What to Expect from Your Insurance Agent if You Suspect You Have Sinkholes Damage
Your insurance company is required by law to cover the damage related to sinkhole activity. They get a sinkhole engineering company to do some sinkhole testing on the property. If the sink hole engineering company finds sink hole activity, the insurance company will then get sinkhole repair estimates. Most of the time, the sink hole repairs require Grouting and/or Underpinning. This is a costly and messy process. Florida statute 627.7073 is written as follows:

Florida Chapter 627
INSURANCE RATES AND CONTRACTS
Sinkhole reports

(1)  Upon completion of testing as provided in s. 627.7072, the professional engineer or professional geologist shall issue a report and certification to the insurer and the policyholder as provided in this section.

(a)  Sinkhole loss is verified if, based upon tests performed in accordance with s. 627.7072, a professional engineer or a professional geologist issues a written report and certification stating:

1.  That the cause of the actual physical and structural damage is sinkhole activity within a reasonable professional probability.

2.  That the analyses conducted were of sufficient scope to identify sinkholes activity as the cause of damage within a reasonable professional probability.

3.  A description of the tests performed.

4.  A recommendation by the professional engineer of methods for stabilizing the land and building and for making repairs to the foundation.

(b)  If sinkhole activity is eliminated as the cause of damage to the structure, the professional engineer or professional geologist shall issue a written report and certification to the policyholder and the insurer stating:

1.  That the cause of the damage is not sinkholes activity within a reasonable professional probability.

2.  That the analyses and tests conducted were of sufficient scope to eliminate sinkholes activity as the cause of damage within a reasonable professional probability.

3.  A statement of the cause of the damage within a reasonable professional probability.

4.  A description of the tests performed.

(c)  The respective findings, opinions, and recommendations of the professional engineer or professional geologist as to the cause of distress to the property and the findings, opinions, and recommendations of the professional engineer as to land and building stabilization and foundation repair shall be presumed correct.

(2)(a)  Any insurer that has paid a claim for a sinkhole loss shall file a copy of the report and certification, prepared pursuant to subsection (1), including the legal description of the real property and the name of the property owner, with the county clerk of court, who shall record the report and certification. The insurer shall bear the cost of filing and recording the report and certification. There shall be no cause of action or liability against an insurer for compliance with this section. The recording of the report and certification does not:

1.  Constitute a lien, encumbrance, or restriction on the title to the real property or constitute a defect in the title to the real property;

2.  Create any cause of action or liability against any grantor of the real property for breach of any warranty of good title or warranty against encumbrances; or

3.  Create any cause of action or liability against any title insurer that insures the title to the real property.

(b)  The seller of real property upon which a sinkhole claim has been made by the seller and paid by the insurer shall disclose to the buyer of such property that a claim has been paid and whether or not the full amount of the proceeds were used to repair the sink hole damage.

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Sign of a sinkhole damaged home.         Sign of Sinkhole Damage
If the engineering company finds no activity, the insurance company will probably deny your claim. A sinkhole lawyer has experts who can review the engineering report to make sure the proper tests were conducted. A Florida sinkhole lawyer has experts who are very good at finding sinkhole activity when the insurance company is unable to find it.

When is a Good time to Hire a Florida Sinkhole Lawyer?
A Florida sinkhole lawyer can help the owner of the home with the entire process, from explaining your rights under Florida Law with regards to your sinkhole claim. From filing the initial claim to final settlement, a reputable sinkhole lawyer can alleviate much of the confusion and protect you, the homeowner of a sinkhole damaged property. If you are a victim of a sinkholes it's safe to assume that your life has been turned upside down and allowing professionals experienced in this type of loss can ensure any future loss or devastation. Further, a sinkhole lawyer can many times get you more money than if you were dealing with the insurance company independently.

Keep in mind that negotiating a sinkhole claim with your insurance company while ensuring your rights under Florida Statutes can be challenging and often homeowners feel railroaded into accepting settlements that are not in their best interest. Hiring a Florida sinkhole lawyer can help you through these issues. If you are unsure of who to choose or what to do, please contact me and I will guide you in the right direction. You have nothing to loss by not talking to a Florida Lawyer.

When is a Good Time to Sell Your Sinkhole Damaged Home?
Once sink hole activity is found you have what is called a “sink hole home” . The home is now called a stigmatized property. This means it is not worth as much as a home that has never had any problems. After you receive your settlement, I can buy your house that has had sinkholes damaged. If you are reading this information, now is the time to call me. I will recommend to you the appropriate steps to take to protect you and your property from any future loss. Once again, many times homes that have been repaired will continue to often suffer subsequent sinkhole damage. Selling your sinkholes home and buying a new home can give you peace of mind you want. Even after homeowners have repaired their sinkhole damaged homes, many never get over the fear of subsequent sinkholes activity and dangerous conditions that may result from sinkholes.   Florida

I buy unrepaired Sinkhole homes. Sinkhole Lawyer and Insurance Claim

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